Credit union · NCUA insured
Campus Credit Union Auto Loan Rates
Top CarrotCampus Credit Union auto loans start at 5.24% APR for a new vehicle and 6.99% for a used one. Rates checked October 16, 2026.
How Campus Credit Union’s auto loan rates compare
Compared with banks and credit unions near Wichita, KS, where Campus Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Campus Credit Union
5.24%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto Loans
Lowest rate
Andover State Bank
4.70%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
White Eagle Credit Union
4.90%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Campus Credit Union auto loan score
72
Auto loan score
Higher than 31% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Campus Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
2024-2026 with less than 30,000 miles. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. CCU Floor Interest Rate = 5.24%. Comprehensive and collision insurance coverage required (maximum deductible $1,000). Membership generally required before loan finalization.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.24% | Up to 60 months |
| 61–72 months | 5.74% | 61-72 months |
| 73–84 months | 6.24% | 73-84 months |
Sources (2)
All captured Oct 5, 2026
Older Vehicle Loans
2015 and older. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. CCU Floor Interest Rate = 5.24%. Comprehensive and collision insurance coverage required (maximum deductible $1,000). Membership generally required before loan finalization.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.99% | Up to 60 months |
| 61–72 months | 8.49% | 61-72 months |
| 73–84 months | 8.99% | 73-84 months |
Sources (2)
All captured Oct 5, 2026
Used Auto Loans
2016-2026 with more than 30,000 miles. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. CCU Floor Interest Rate = 5.24%. Comprehensive and collision insurance coverage required (maximum deductible $1,000). Membership generally required before loan finalization.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.99% | Up to 60 months |
| 61–72 months | 7.49% | 61-72 months |
| 73–84 months | 7.99% | 73-84 months |
Sources (2)
All captured Oct 5, 2026
Who can join Campus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, volunteer, worship, attend school, or regularly conduct business in eligible Kansas counties qualify for membership.
Employers and groups
- Employees of companies located on the Wichita State University campus or eligible Campus Credit Union Select Employer Partners qualify for membership.
Military, government and schools
- Individuals qualify for membership through postsecondary education in Kansas if they are employed by, retired from, currently enrolled in, or have attended a Kansas postsecondary educational institution or program.
Family and household
- Immediate family members or surviving spouses of current Campus Credit Union members are eligible for membership.
Cost to join
- Membership requires a $25 membership share deposit to establish ownership in Campus Credit Union.
Membership information collected October 4, 2026.