Credit union · NCUA insured
California Coast Credit Union Credit Card Rates
California Coast Credit Union credit cards start at 11.88% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How California Coast Credit Union’s credit card rates compare
Compared with banks and credit unions near San Diego, CA, where California Coast Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
California Coast Credit Union
11.88%APR
- Up to
- 15.88% APR
Platinum Mastercard® Credit Card
Lowest rate
Certified Federal Credit Union
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Frontwave Credit Union
9.50%APR
- Up to
- —
California Coast Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where California Coast Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Choice Rewards Mastercard® Credit Card
A one-time $5 membership fee and savings account required. Must live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties. Applicants under 21 must provide proof of income. Earn 1.5 points for each qualified dollar in net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.88%–16.88% | None | Standard variable APR for purchases, cash advances, and balance transfers based on Prime Rate and creditworthiness. |
| Intro, 12 months | 1.98% | None | Introductory APR for 365 days from account opening on purchases for new accounts. After that, variable APR of 12.88% to 16.88%. Cannot be used to pay off any CCCU loan. |
Sources (3)
- calcoastcu.org/platinum-mastercard-rewards
- calcoastcu.org/credit-card-rates
- calcoastcu.org/credit-cards
All captured Oct 7, 2026
Platinum Mastercard® Credit Card
A one-time $5 membership fee and savings account required. Must live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties. Applicants under 21 must provide proof of income.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.88%–15.88% | None | Standard variable APR for purchases, balance transfers, and cash advances based on Prime Rate and creditworthiness. |
| Intro, 12 months | 2.88% | None | Introductory APR for 365 days from account opening on balance transfers for new accounts. After that, variable APR of 11.88% to 15.88%. Cannot be used to pay off any CCCU loan. |
Sources (3)
All captured Oct 7, 2026
Platinum Secured Mastercard® Credit Card
Secured card limited to funds pledged in savings account up to 120% of card credit limit (limits up to $2,500). A one-time $5 membership fee and savings account required. Must live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | $20 | Fixed APR for purchases, balance transfers, and cash advances based on creditworthiness. $20 annual fee. |
Sources (3)
All captured Oct 7, 2026
Platinum Student Mastercard® Credit Card
Student must be currently enrolled in a minimum of nine or more units with an accredited college or university. Minimum age to apply is 18 years old. Applicants under the age of 21 must provide proof of income. Credit limits up to $2,500. A one-time $5 membership fee and savings account required. Must live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.99% | None | Competitive fixed rate APR for purchases, balance transfers, and cash advances based on creditworthiness. |
Sources (3)
All captured Oct 7, 2026
Who can join California Coast Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.
Cost to join
- A one-time $5 membership fee and a savings account are required for membership.
Membership information collected October 5, 2026.