Bank · FDIC insured
BSNB, Coxsackie Bank Division Auto Loan Rates
BSNB, Coxsackie Bank Division auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 23, 2026.
How BSNB, Coxsackie Bank Division’s auto loan rates compare
Compared with banks and credit unions near Albany, NY, where BSNB, Coxsackie Bank Division has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
BSNB, Coxsackie Bank Division
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan
Lowest rate
Sunmark Credit Union
3.74%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
NextStep Federal Credit Union
3.79%APR
- Terms
- up to 84 months
- Discount
- None included
BSNB, Coxsackie Bank Division auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BSNB, Coxsackie Bank Division ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Available for financing new and used cars, trucks and SUVs. Also refinances existing loans. All loans are subject to application and credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Model Year - 2026/2025/2024. Rate and payment amount may vary according to credit history and other factors. |
| up to 48 months | 4.99% | Model Year - 2026/2025/2024. Rate and payment amount may vary according to credit history and other factors. |
| up to 60 months | 4.99% | Model Year - 2026/2025/2024. Rate and payment amount may vary according to credit history and other factors. |
| up to 66 months | 5.60% | Model Year - 2026/2025/2024. Rate and payment amount may vary according to credit history and other factors. |
| up to 72 months | 5.70% | Model Year - 2026/2025/2024. Rate and payment amount may vary according to credit history and other factors. |
| up to 36 months | 5.75% | Model Year - 2023/2022/2021. Rate and payment amount may vary according to credit history and other factors. |
| up to 48 months | 5.75% | Model Year - 2023/2022/2021. Rate and payment amount may vary according to credit history and other factors. |
| up to 60 months | 5.75% | Model Year - 2023/2022/2021. Rate and payment amount may vary according to credit history and other factors. |
| up to 66 months | 6.20% | Model Year - 2023/2022/2021. Rate and payment amount may vary according to credit history and other factors. |
| up to 72 months | 6.30% | Model Year - 2023/2022/2021. Rate and payment amount may vary according to credit history and other factors. |
| up to 36 months | 6.40% | Model Year - 2020/2019/2018. Rate and payment amount may vary according to credit history and other factors. |
| up to 48 months | 6.50% | Model Year - 2020/2019/2018. Rate and payment amount may vary according to credit history and other factors. |
| up to 60 months | 6.60% | Model Year - 2020/2019/2018. Rate and payment amount may vary according to credit history and other factors. |
| up to 66 months | 6.70% | Model Year - 2020/2019/2018. Rate and payment amount may vary according to credit history and other factors. |
| up to 36 months | 7.90% | Model Year - 2017/2016/2015. Rate and payment amount may vary according to credit history and other factors. |
| up to 48 months | 8.15% | Model Year - 2017/2016/2015. Rate and payment amount may vary according to credit history and other factors. |
| up to 60 months | 8.25% | Model Year - 2017/2016/2015. Rate and payment amount may vary according to credit history and other factors. |
| up to 36 months | 8.15% | Model Year - 2014 & Older. Rate and payment amount may vary according to credit history and other factors. |
| up to 48 months | 8.40% | Model Year - 2014 & Older. Rate and payment amount may vary according to credit history and other factors. |
Sources (2)
All captured Oct 23, 2026
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