Credit union · Privately insured
BSE Credit Union Auto Loan Rates
BSE Credit Union auto loans start at 7.49% APR for a new vehicle and 8.49% for a used one. Rates checked October 16, 2026.
How BSE Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, OH, where BSE Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
BSE Credit Union
7.49%APR
- Terms
- up to 72 months
- Up to
- —
New Vehicle Loans (0% Down)
Lowest rate
Steel Valley Federal Credit Union
3.99%APR
- Terms
- —
- Up to
- 10.99% APR
2nd-lowest rate
Lakeview Federal Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
BSE Credit Union auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.49%
- Used vehicleUsed8.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BSE Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans (0% Down)
All members applying for a vehicle loan will need to present a purchase agreement and provide a current pay stub. Loan rates determined by personal credit history and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 7.49% | Applies to 2026 & 2025 never titled vehicles. 0% down. Can go to 84 months but rate increases 1%. |
Used Vehicle Loans
All members applying for a vehicle loan will need to present a purchase agreement and provide a current pay stub. Loan rates determined by personal credit history and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 8.49% | Applies to model years 2025, 2024, 2023, 2022, 2021. |
| up to 60 months | 10.49% | Applies to model years 2020, 2019, 2018, 2017, 2016. |
| up to 48 months | 11.49% | Applies to model years 2015 and older. |
Who can join BSE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, attend church, or attend school in Berea, Middleburg Heights, Olmsted Falls, Olmsted Township, or Brook Park are eligible to join.
Family and household
- Immediate family members of eligible persons can join.
Cost to join
- Must deposit and maintain a minimum balance of $5.00 in a Savings Account.
Membership information collected October 5, 2026.