Credit union · NCUA insured
Brookline Municipal Credit Union CD Rates
Brookline Municipal Credit Union’s best CD rate is 3.50% APY on a 9-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Brookline Municipal Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Brookline Municipal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Brookline Municipal Credit Union
3.50%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $261
Term Certificates
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Brookline Municipal Credit Union CD score
67
CD score
Higher than 18% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo0.45%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Brookline Municipal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Certificates
Up to 3.50%APY · 10 terms
Membership is limited to employees or retired employees of the Town of Brookline, credit union employees, residents/workers/retirees in the Town of Brookline, and their family members. Early withdrawal penalty may apply. Fees may reduce earnings.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 0.15% | 0.15% | $4 |
| 6 months | 0.20% | — | 0.20% | $10 |
| 9 monthsCertificate Special | 3.50% | — | 3.50% | $261 |
| 12 months | 0.30% | — | 0.30% | $30 |
| 15 monthsCertificate Special | 3.25% | — | 3.25% | $408 |
| 18 months | 0.35% | — | 0.35% | $53 |
| 24 months | 0.45% | — | 0.45% | $90 |
| 36 monthsCertificate Special | 2.75% | — | 2.75% | $848 |
| 48 months | 0.65% | — | 0.65% | $263 |
| 60 months | 0.75% | — | 0.75% | $381 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 2.75%APY · 6 terms
Traditional and Roth IRA certificates. Eligible certificate terms are One Year and Eighteen Month through Five Year. Membership is limited to employees or retired employees of the Town of Brookline, credit union employees, residents/workers/retirees in the Town of Brookline, and their family members. Early withdrawal penalty may apply. IRA closeout or transfer fee is $25.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEligible for IRA Accounts | 0.30% | $30 |
| 18 monthsEligible for IRA Accounts | 0.35% | $53 |
| 24 monthsEligible for IRA Accounts | 0.45% | $90 |
| 36 monthsCertificate Special. Eligible for IRA Accounts | 2.75% | $848 |
| 48 monthsEligible for IRA Accounts | 0.65% | $263 |
| 60 monthsEligible for IRA Accounts | 0.75% | $381 |
Sources (3)
- brooklinecu.com/products-and-services/savings/ira
- brooklinecu.com/rates/savings-rates
- brooklinecu.com/schedule-of-fees
All captured Sep 18, 2026
Who can join Brookline Municipal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person who lives or works in the Town of Brookline or has retired from employment in the Town of Brookline is eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
Military, government and schools
- Employees or retired employees of the Town of Brookline are eligible for membership.
Family and household
- Family members (specifically father, mother, son, daughter, brother, sister, uncle, aunt, cousin, nephew, niece, spouse, grandfather, grandmother, grandchild, father-in-law, mother-in-law, son-in-law, daughter-in-law, brother-in-law, sister-in-law, stepfather, stepmother, stepson, stepdaughter, stepbrother, stepsister, half brother or half sister) of eligible persons are eligible for membership.
Other ways
- One thousand other persons who live or work outside of the Town of Brookline are eligible for membership.
Membership information collected October 5, 2026.