Credit union · NCUA insured
Bronco Federal Credit Union Auto Loan Rates
Bronco Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Bronco Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Bronco Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Bronco Federal Credit Union
5.24%APR
- Terms
- up to 60 months
- Up to
- —
New and Used Vehicles
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
Bronco Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bronco Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Vehicles
Rates for 2021-2026 new and used vehicles. 2020 & older auto rates are 1% APR higher (max 18.00% APR); 2015 & older auto rates are 2% APR higher (max 18.00% APR). Must maintain adequate insurance. Membership eligibility required. Maximum rate 18.00% APR. Rates vary based on creditworthiness, qualifications, and collateral conditions. Automatic transfer payment discount available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | As low as rate for up to 36 months for 2021-2026 vehicles. Based on a $20,000.00 loan payment is $601.59. |
| up to 60 months | 5.24% | As low as rate for up to 60 months for 2021-2026 vehicles. Based on a $20,000.00 loan payment is $379.65. |
| up to 66 months | 5.24% | As low as rate for up to 66 months for 2021-2026 vehicles. Based on a $20,000.00 loan payment is $349.47. |
| up to 75 months | 5.49% | As low as rate for up to 75 months for 2021-2026 vehicles. Based on a $20,000.00 loan payment is $315.66. |
| up to 84 months | 6.49% | As low as rate for up to 84 months for 2021-2026 vehicles. Based on a $20,000.00 loan payment is $296.92. |
Sources (2)
All captured Oct 4, 2026
Who can join Bronco Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.