Credit union · NCUA insured
Blue Flame Credit Union Credit Card Rates
Blue Flame Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Blue Flame Credit Union’s credit card rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Blue Flame Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Blue Flame Credit Union
9.90%APR
Mastercard Credit Card
Lowest rate
Carolina Cooperative FCU
8.90%APR
2nd-lowest rate
Lion's Share Federal Credit Union
8.90%APR
Blue Flame Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Blue Flame Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Credit Card
Available to anyone who lives, works, attends school, or worships in Mecklenburg County. Fixed-rate purchases, cash advances, and balance transfers as low as 9.90% APR based on individual credit. Special balance transfer offer applies to transfers made through December 31, 2026, locked in until paid off with required minimum monthly payment; transfers after promotional period have regular 9.90% APR applied. No annual fee, no balance transfer fee, no cash advance fee. 25-day grace period on purchases. Credit lines starting at $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed-rate purchases as low as 9.90% APR. Actual rate based on individual credit. No annual fee. 25-day grace period. Credit lines starting at $500. |
Sources (3)
- blueflamecu.org/credit-card
- blueflamecu.org/lending/lending-rates
- blueflamecu.org/lending/mastercard-credit-card
All captured Oct 22, 2026
Who can join Blue Flame Credit Union
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