Credit union · NCUA insured
Bloomington Municipal Credit Union Credit Card Rates
Top CarrotBloomington Municipal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Bloomington Municipal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bloomington, IL, where Bloomington Municipal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Bloomington Municipal Credit Union
8.90%APR
VISA Platinum
2nd-lowest rate
Illinois State Credit Union
9.90%APR
3rd-lowest rate
U of I Community Credit Union
9.90%APR
Bloomington Municipal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bloomington Municipal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Rates effective as of 2026-07-22. Based on credit qualifications; rates may be higher. Advertised rates include 0.25% discount for automatic payment from a BMCU account/payroll deduction and 0.25% discount for having an active checking account with direct deposit. All loans are simple interest. Rates and yields subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.60% | None | Rates effective as of 2026-07-22. Based on credit qualifications; rates may be higher. Advertised rates include 0.25% discount for automatic payment from a BMCU account/payroll deduction and 0.25% discount for having an active checking account with direct deposit. All loans are simple interest. Rates and yields subject to change without notice. |
Sources (1)
- bmcu.org/rates-fees · captured Oct 7, 2026
VISA Platinum
Rates effective as of 2026-07-22. Based on credit qualifications; rates may be higher. Advertised rates include 0.25% discount for automatic payment from a BMCU account/payroll deduction and 0.25% discount for having an active checking account with direct deposit. All loans are simple interest. Rates and yields subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Rates effective as of 2026-07-22. Based on credit qualifications; rates may be higher. Advertised rates include 0.25% discount for automatic payment from a BMCU account/payroll deduction and 0.25% discount for having an active checking account with direct deposit. All loans are simple interest. Rates and yields subject to change without notice. |
Sources (1)
- bmcu.org/rates-fees · captured Oct 7, 2026
Who can join Bloomington Municipal Credit Union
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