Credit union · NCUA insured
Bell Credit Union Savings Rates
Top CarrotBell Credit Union’s best savings rate is 1.51% APY on $10,000, with its Money Market Shares. Rates checked October 16, 2026.
How Bell Credit Union’s savings rates compare
Compared with banks and credit unions near Hutchinson, KS, where Bell Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bell Credit Union
1.51%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $151
Money Market Shares
Top rate
Credit Union of America
3.25%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Bank of the Plains
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Bell Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bell Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Shares
1.51%APY
All rates subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,500 – $9,999 | 1.00% | — |
| $10,000 – $24,999 | 1.51% | $151 |
| $25,000 – $100,000 | 2.02% | — |
Sources (1)
- bellcu.com/Rates/Rates · captured Sep 18, 2026
Regular Member Share Account
0.25%APY
Must purchase and maintain one share ($25.00 par value) for membership. A minimum average daily balance of $25.00 is required to obtain the disclosed APY. Up to 6 transfers/withdrawals per statement period (max 3 by draft/check/debit card).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum average daily balance of $25.00 required to obtain disclosed APY. Compounded and credited monthly.$25 and up | 0.25% | $25 | Minimum average daily balance of $25.00 required to obtain disclosed APY. Compounded and credited monthly. |
Sources (3)
All captured Sep 18, 2026
Special Shares (Share #2 Account)
0.25%APY
Must maintain a minimum average daily balance of $25.00 in regular share account to obtain disclosed APY. Up to 6 transfers/withdrawals per statement period (max 3 by draft/check/debit card).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires maintaining a minimum average daily balance of $25.00 in regular share account to obtain disclosed APY. Compounded and credited monthly.Any balance | 0.25% | $25 | Requires maintaining a minimum average daily balance of $25.00 in regular share account to obtain disclosed APY. Compounded and credited monthly. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
IRA Share Account
2.02%APY
Available as Traditional, Roth, and Educational IRAs. No minimum balance requirements apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate applies to Regular & Roth IRA share accounts. Compounded and credited monthly.Any balance | 2.02% | $202 | Rate applies to Regular & Roth IRA share accounts. Compounded and credited monthly. |
Sources (3)
All captured Sep 18, 2026
Christmas Club Account
0.25%APY
Must maintain a minimum average daily balance of $25.00 in regular share account to obtain disclosed APY. Funds disbursed in November by check or deposit to Share Savings/Checking.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust maintain a minimum average daily balance of $25.00 in regular share account to obtain disclosed APY. Compounded and credited monthly.Any balance | 0.25% | $25 | Must maintain a minimum average daily balance of $25.00 in regular share account to obtain disclosed APY. Compounded and credited monthly. |
Sources (3)
All captured Sep 18, 2026
Who can join Bell Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.