Credit union · NCUA insured
Beaumont Community CU Auto Loan Rates
Top CarrotBeaumont Community CU auto loans start at 5.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 17, 2026.
How Beaumont Community CU’s auto loan rates compare
Compared with banks and credit unions near Beaumont, TX, where Beaumont Community CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Beaumont Community CU
5.50%APR
- Terms
- up to 78 months
Automobile (New & Used)
Lowest rate
CommonCents CU
3.50%APR
- Terms
- —
2nd-lowest rate
Gulf Credit Union
4.25%APR
- Terms
- up to 60 months
Beaumont Community CU auto loan score
86
Auto loan score
Higher than 74% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Beaumont Community CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile (New & Used)
Rates subject to change based on credit history. Rates quoted are the lowest available, based on individual credit score. Up to 1.00% loan rate discount through member loyalty program. City Employees and Retirees receive a 0.25% discount when using direct deposit.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.50% | Up To 60 Months (2015-2025) |
| up to 66 months | 4.75% | 66 Mos. (2022-2025 - Min. $10K) |
| up to 72 months | 5.00% | 72 Mos. (2023-2025 - Min. $10K) |
| up to 78 months | 5.50% | 78 Mos. (New Only - Min. $15K) |
| up to 84 months | 6.00% | 84 Mos. (New Only - Min. $15K) |
Sources (1)
- bmtccu.com/loan-rates · captured Oct 17, 2026
Drive Your Dream Auto Loan Promotion
Finance or refinance from another institution. Offer good 07/01/2026-12/31/2026. Includes 1% cash back up to $500, .50% rate discount, up to .50% additional rate discount with loyalty point program, 90 days no payment, 2 optional skip-a-pays per year, free gift, and earn up to 500 reward points.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.50% | Finance or refinance from another institution; offer valid 07/01/2026-12/31/2026. |
Sources (1)
- bmtccu.com/loan-rates · captured Oct 17, 2026
Who can join Beaumont Community CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.