Bank · FDIC insured
BANKWEST CD Rates
BANKWEST’s best CD rate is 3.81% APY on a 13-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How BANKWEST’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where BANKWEST has the most branches. $10,000, best rate first.
This bank’s best
BANKWEST
2.32%APY
- Term
- 60 months
- Minimum
- $2,000
- Earns on $10,000
- $1,215
Certificates of Deposit (CDs)
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
BANKWEST CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo1.66%
- 9–15 months9–15 mo1.81%
- 16–30 months16–30 mo1.91%
- 31–60 months31–60 mo2.32%
- QualifiedQualified2.32%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BANKWEST ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Specials
Up to 3.81%APY · 2 terms
Rates are fixed upon opening. APYs assume funds remain on deposit until maturity. Early withdrawal penalties may be assessed and reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsUpon maturity, automatically renews for a successive term based on the term, minimum balance, and other features of the 6-month certificate of deposit available at that time | 3.50% | $203 |
| 13 monthsUpon maturity, automatically renews for a successive term based on the term, minimum balance, and other features of the 12-month certificate of deposit available at that time | 3.81% | $413 |
Sources (1)
- bankwestmn.com/tools-resources/tools/rates.html · captured Sep 18, 2026
Certificates of Deposit (CDs)
Up to 2.32%APY · 7 terms
Competitive, fixed rate for length of term. No setup or maintenance fees. Early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.61% | $40 |
| 6 months | 1.66% | $83 |
| 12 months | 1.81% | $181 |
| 24 months | 1.91% | $386 |
| 36 months | 2.02% | $618 |
| 48 months | 2.17% | $897 |
| 60 months | 2.32% | $1,215 |
Sources (3)
- bankwestmn.com/personal/personal-savings
- bankwestmn.com/personal/person…ates-of-deposit-cds.html
- bankwestmn.com/tools-resources/tools/rates.html
All captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 2.27%APY · 2 terms
Available in Traditional and Roth IRAs. Annual contribution limits apply; $1,000 annual catch-up contributions allowed for ages 50 and better. Early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months18 Month IRA Certificate. Minimum deposit to open account and obtain disclosed APY is $2,000 | 2.02% | $305 |
| 30 months30 Month IRA Certificate. Minimum deposit to open account and obtain disclosed APY is $2,000 | 2.27% | $577 |
Sources (2)
- bankwestmn.com/personal/person…ement-accounts-iras.html
- bankwestmn.com/tools-resources/tools/rates.html
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.