Bank · FDIC insured
Bank of San Francisco CD Rates
Bank of San Francisco’s best CD rate is 4.30% APY on a 7-month CD, with extra requirements. Rates checked October 16, 2026.
How Bank of San Francisco’s CD rates compare
Compared with banks and credit unions in California, where Bank of San Francisco has the most branches. $10,000, best rate first.
This bank’s best
Bank of San Francisco
4.30%APY
- Term
- 7 months
- Requires
- Conditions apply
- Minimum
- $25,000
- Earns on $10,000
- —
Certificate of Deposit (CD)
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.30%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsIncludes a 0.25% relationship premium when opening a new qualifying personal or business checking account with at least $5,000 in new money and maintaining a $5,000 minimum daily balance during the 7-month CD term. If the checking account is closed or fails to meet the balance requirement, rate reverts to the base rate for the remainder of the term. Requires $25,000 minimum CD opening deposit in new money. Offer expires October 31, 2026 | 4.30% | — |
| 7 monthsRequires a minimum CD opening deposit of $25,000 in new money (funds not currently on deposit with Bank of San Francisco, excluding internal transfers). Early withdrawal penalties apply. Offer expires October 31, 2026 | 4.05% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.