Bank · FDIC insured
Bank of San Francisco
A $863.6M bank headquartered in San Francisco, CA, with 2 branches in California.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.30%Needs another account or monthly activityCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of San Francisco
Founded in 2005 in San Francisco, California, Bank of San Francisco was established to combine community bank virtues with the reach and expertise of larger institutions.
Originally an affiliate of Capitol Bancorp, the bank bought out Capitol's majority stake in 2010 to become an independently and broadly owned institution.
The bank offers SBA loans as a preferred lender and provides private banking services alongside commercial, nonprofit, and residential lending.
- Headquarters
- 345 California St, San Francisco, CA 94104
- FDIC certificate
- 58069 ↗
Branches
2 branches in California
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California
2 branches
- Bank of San FranciscoMain office345 California St, San Francisco, CA 94104Directions
- Lv Branch3471 California St, San Francisco, CA 94118Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.92% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.09% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.93% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $94 | $81 | — |
- CapitalLeverage ratio10.92%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.09%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.93%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$94Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of San Francisco are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.