Bank · FDIC insured
Bank of Magnolia CD Rates
Bank of Magnolia’s best CD rate is 4.00% APY on an 18-month CD. Terms run from 1 month to 4 years. Rates checked October 16, 2026.
How Bank of Magnolia’s CD rates compare
Compared with banks and credit unions near Canton, OH, where Bank of Magnolia has the most branches. $10,000, best rate first.
This bank’s best
Bank of Magnolia
4.00%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $606
Certificate of Deposit
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Community Bank
4.44%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $947
Bank of Magnolia CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo0.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Magnolia ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.00%APY · 9 terms
Compounded monthly. Penalty for early withdrawal. Service fees or penalties charged against the account may reduce earnings. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1–2 monthsTerm: 30 to 89 Days. Compounded monthly | 0.10% | $1 |
| 3–5 monthsTerm: 90 to Less than 182 Days. Compounded monthly | 0.15% | $4 |
| 6 monthsCompounded monthly | 3.50% | $173 |
| 12 monthsCompounded monthly | 3.75% | $375 |
| 18 monthsCompounded monthly | 4.00% | $606 |
| 24 monthsCompounded monthly | 0.30% | $60 |
| 30 monthsCompounded monthly | 0.30% | $75 |
| 36 monthsCompounded monthly | 0.50% | $151 |
| 48 monthsCompounded monthly | 0.50% | $202 |
Sources (1)
- bankofmagnolia.com/deposit-rates · captured Oct 6, 2026
Opening an account
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