Bank · FDIC insured
Bank of Elgin CD Rates
Bank of Elgin’s best CD rate is 2.12% APY on a 4-year CD. Terms run from 1 month to 4 years. Rates checked October 22, 2026.
How Bank of Elgin’s CD rates compare
Compared with banks and credit unions in Nebraska, where Bank of Elgin has the most branches. $10,000, best rate first.
This bank’s best
Bank of Elgin
2.12%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $875
Certificate of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Bank of Elgin CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo0.90%
- 9–15 months9–15 mo1.46%
- 16–30 months16–30 mo1.86%
- 31–60 months31–60 mo2.12%
- QualifiedQualified2.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Elgin ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.12%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month31 Day term | 0.20% | $2 |
| 3 months91 Day term | 0.70% | $18 |
| 6 months182 Day term | 0.90% | $45 |
| 12 months | 1.46% | $146 |
| 24 months | 1.86% | $375 |
| 36 months | 2.02% | $618 |
| 48 months | 2.12% | $875 |
Sources (1)
- bankofelgin.com/products · captured Sep 18, 2026
Special-purpose accounts
IRA – Certificate of Deposit
Up to 2.12%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months182 Day term | 0.90% | $45 |
| 12 months | 1.46% | $146 |
| 24 months | 1.86% | $375 |
| 36 months | 2.02% | $618 |
| 48 months | 2.12% | $875 |
Sources (1)
- bankofelgin.com/products · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.