Bank · FDIC insured
Bank of Elgin
A $87.3M bank headquartered in Elgin, NE, with 1 branch in Nebraska. Best rates: CDs 2.12% and savings 0.50% APY.
Bank of Elgin Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#108 of 115 in NebraskaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Elgin
Bank of Elgin is a locally owned and operated bank headquartered in Elgin, Nebraska, operating since 1935.
- Headquarters
- 101 N 2nd St, Elgin, NE 68636
- FDIC certificate
- 16154 ↗
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Bank of ElginMain office101 N 2nd St, Elgin, NE 68636Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.54% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 2.34% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $78 | $67 | — |
- CapitalLeverage ratio13.54%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets2.34%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$78Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Elgin are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.