Bank · FDIC insured
Bank of 1889 Savings Rates
Bank of 1889’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Bank of 1889’s savings rates compare
Compared with banks and credit unions near Harrison, AR, where Bank of 1889 has the most branches. $10,000, best rate first.
This bank’s best
Bank of 1889
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Stone Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
Bank of 1889 savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of 1889 ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Minimum opening balance of $2,500. $7.50 service charge per statement cycle if daily balance falls below $1,000; waived ($0) with minimum daily balance of $1,000 or more. Transaction limit of 6 withdrawals per statement cycle with a minimum transfer amount of $250.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $9,999Monthly service charge of $7.50 waived if minimum daily balance is $1,000 or more. | 0.25% | — | Monthly service charge of $7.50 waived if minimum daily balance is $1,000 or more. |
| $10,000 and upMonthly service charge of $7.50 waived if minimum daily balance is $1,000 or more. | 0.50% | $50 | Monthly service charge of $7.50 waived if minimum daily balance is $1,000 or more. |
Sources (1)
- 1889.bank/Money-Market · captured Sep 19, 2026
Regular Savings Account
0.10%APY
$2 per statement cycle service charge if minimum daily balance is less than $100. Dormant account fee $5 per month with balance less than $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest accrued quarterly. Must have a minimum balance of $100.00 to obtain interest APY. 2 free withdrawals, $1 per debit item after 2 per statement cycle. $2 service charge per statement cycle if minimum daily balance is less than $100.$100 and up | 0.10% | $10 | Interest accrued quarterly. Must have a minimum balance of $100.00 to obtain interest APY. 2 free withdrawals, $1 per debit item after 2 per statement cycle. $2 service charge per statement cycle if minimum daily balance is less than $100. |
Sources (1)
- 1889.bank/Savings-Accounts · captured Oct 22, 2026
Special-purpose accounts
Young Savers (Ages 0-18)
0.10%APY
For minors age 0-18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upFor minors age 0-18. Interest accrued quarterly. Must have a minimum balance of $1.00 to obtain interest APY. 2 free withdrawals, $1 per debit item after 2 per statement cycle.$1 and up | 0.10% | $10 | For minors age 0-18. Interest accrued quarterly. Must have a minimum balance of $1.00 to obtain interest APY. 2 free withdrawals, $1 per debit item after 2 per statement cycle. |
Sources (1)
- 1889.bank/Savings-Accounts · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.