Bank · FDIC insured
Bank & Trust Company Savings Rates
A $641.3M bank headquartered in Litchfield, IL, with 11 branches in Illinois.
How Bank & Trust Company’s savings rates compare
Compared with banks and credit unions in Illinois, where Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Bank & Trust Company
0.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $0
Diamond Savings
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Diamond Savings
0.00%APY
Available to both consumer & business customers. Interest is compounded daily and paid quarterly, or paid monthly if combined with checking statement. Tiered rates based on daily collected balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100No interest paid: $99.99 or less.Up to $100 | 0.00% | — | No interest paid: $99.99 or less. |
Sources (1)
- banktr.com/personal-accounts · captured Sep 17, 2026
Special-purpose accounts
Diamond Kids Saving Accounts
0.00%APY
For individuals up to 18 years of age. Interest is compounded daily and paid quarterly, or paid monthly if combined with checking statement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10No interest paid on balances of $9.99 or less.Up to $10 | 0.00% | — | No interest paid on balances of $9.99 or less. |
Sources (1)
- banktr.com/personal-accounts · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.