Bank · FDIC insured
b1BANK Credit Card Rates
b1BANK credit card rates start at 12.74% APR. Rates checked October 16, 2026.
How b1BANK’s credit card rates compare
Compared with banks and credit unions near Baton Rouge, LA, where b1BANK has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
b1BANK
– –
No ongoing APR published
Lowest rate
BRECO FCU
7.90%APR
2nd-lowest rate
DOCCU
8.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | For the first six billing cycles following the opening of your account. |
| Ongoing | 12.74%–18.00% | None | Based on your credit worthiness; the APR will vary with the market based on the Prime Rate. |
| Ongoing | 18.00% | None | Based on your credit worthiness; the APR will vary with the market based on the Prime Rate. |
Sources (1)
- b1bank.com/personal/lending/credit-cards · captured Oct 16, 2026
Mastercard Platinum Rewards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74%–18.00% | None | Standard purchase APR based on your credit worthiness; the APR will vary with the market based on the Prime Rate. Earns 1% cash back for everyday purchases. |
| Ongoing | 18.00% | None | Based on your credit worthiness; the APR will vary with the market based on the Prime Rate. |
Sources (1)
- b1bank.com/personal/lending/credit-cards · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.