Bank · FDIC insured
Avana Bank CD Rates
Avana Bank’s best CD rate is 3.04% APY on a 6-month CD. Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Avana Bank’s CD rates compare
Compared with banks and credit unions near Abilene, TX, where Avana Bank has the most branches. $10,000, best rate first.
This bank’s best
Avana Bank
3.04%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $151
Certificate of Deposit
Top rate
UMB Bank
4.25%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $534
2nd-highest rate
University Credit Union
4.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $165
Avana Bank CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo2.99%
- 16–30 months16–30 mo0.06%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Avana Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.04%APY · 4 terms
Interest rate is fixed for the term of the C.D. Earned interest can be credited directly to your Avana Bank transaction account. Auto renewal available. Penalty for early withdrawal.
| Term | APY · Any balance | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsJumbo C.D. tier (90 Days). Requires at least $100,000. Penalty may be imposed for withdrawals before maturity | — | 0.05% | —0.05% from $100k | — |
| 3 monthsRegular tier (90 Days). Penalty may be imposed for withdrawals before maturity | 0.04% | — | 0.04% | $1 |
| 6 months6-month CD special. Penalty may be imposed for withdrawals before maturity | 3.04% | — | 3.04% | $151 |
| 6 monthsJumbo C.D. tier (180 Days). Requires at least $100,000. Penalty may be imposed for withdrawals before maturity | — | 0.10% | —0.10% from $100k | — |
| 6 monthsRegular tier (180 Days). Penalty may be imposed for withdrawals before maturity | 0.08% | — | 0.08% | $4 |
| 12 months12-month CD special. Penalty may be imposed for withdrawals before maturity | 2.99% | — | 2.99% | $299 |
| 12 monthsJumbo C.D. tier (1 Year). Requires at least $100,000. Penalty may be imposed for withdrawals before maturity | — | 0.15% | —0.15% from $100k | — |
| 12 monthsRegular tier (1 Year). Penalty may be imposed for withdrawals before maturity | 0.06% | — | 0.06% | $6 |
| 24 monthsJumbo C.D. tier (2 Years). Requires at least $100,000. Penalty may be imposed for withdrawals before maturity | — | 0.20% | —0.20% from $100k | — |
| 24 monthsRegular tier (2 Years). Penalty may be imposed for withdrawals before maturity | 0.06% | — | 0.06% | $12 |
Sources (1)
- avana.bank/investments · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.