Credit union · NCUA insured
Auto-Owners Associates Credit Union Savings Rates
Auto-Owners Associates Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Shares. Rates checked October 16, 2026.
How Auto-Owners Associates Credit Union’s savings rates compare
Compared with banks and credit unions near Lansing, MI, where Auto-Owners Associates Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Auto-Owners Associates Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Second Share
Top rate
First National Bank of America
4.20%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Auto-Owners Associates Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Auto-Owners Associates Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.10%APY
Eligible to join if an associate or retiree of Auto-Owners Insurance Company. Requires completing payment of one share ($5 minimum balance) in Regular Share account to maintain membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
All captured Oct 5, 2026
Second Share
0.10%APY
Members can open up to 6 additional secondary savings accounts under the same member number.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.10%APY
All funds automatically transfer to designated savings or checking account on October 31; account remains open afterwards. If any withdrawal is made before club ending, the account may be closed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds automatically transfer to designated savings or checking account on October 31.Any balance | 0.10% | $10 | Funds automatically transfer to designated savings or checking account on October 31. |
Sources (3)
All captured Oct 5, 2026
Who can join Auto-Owners Associates Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Auto-Owners Insurance are eligible for membership.
Membership information collected October 5, 2026.