Credit union · NCUA insured
Auto-Owners Associates Credit Union Auto Loan Rates
Auto-Owners Associates Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Auto-Owners Associates Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lansing, MI, where Auto-Owners Associates Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Auto-Owners Associates Credit Union
5.00%APR
- Terms
- 49–60 months
Auto Loan
Lowest rate
CASE Credit Union
4.14%APR
- Terms
- up to 84 months
2nd-lowest rate
Journey Federal Credit Union
4.49%APR
- Terms
- —
Auto-Owners Associates Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Auto-Owners Associates Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.50% | APR based on credit and model year |
| up to 36 months | 4.50% | APR based on credit and model year |
| 37–48 months | 4.50% | APR based on credit and model year |
| 49–60 months | 5.00% | APR based on credit and model year |
| 61–72 months | 5.25% | APR based on credit and model year - loans over $20,000 |
| 73–84 months | 5.75% | APR based on credit and model year - loans over $30,000 |
Who can join Auto-Owners Associates Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Auto-Owners Insurance are eligible for membership.
Membership information collected October 5, 2026.