Credit union · NCUA insured
Augusta Health Care Credit Union Auto Loan Rates
Augusta Health Care Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How Augusta Health Care Credit Union’s auto loan rates compare
Compared with banks and credit unions near Staunton, VA, where Augusta Health Care Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Augusta Health Care Credit Union
4.50%APR
- Terms
- 36–60 months
- Up to
- 10.25% APR
Auto Loan
2nd-lowest rate
DuPont Community Credit Union
5.19%APR
- Terms
- 49–60 months
- Up to
- 13.89% APR
3rd-lowest rate
Augusta County Federal Credit Union
5.25%APR
- Terms
- up to 60 months
- Up to
- —
Augusta Health Care Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Augusta Health Care Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 3.50%–9.25% | Auto Year 2026+ New & Used; 100% NADA Retail/MSRP |
| up to 72 months | 4.50%–10.00% | Auto Year 2026+ New & Used; 100% NADA Retail/MSRP; $20,000 minimum |
| up to 84 months | 5.00%–10.50% | Auto Year 2026+ New & Used; 100% NADA Retail/MSRP; $25,000 minimum |
| 36–60 months | 4.50%–10.25% | Auto Year 2023-2025; 100% NADA Retail |
| up to 72 months | 5.00%–10.50% | Auto Year 2023-2025; 100% NADA Retail; $20,000 minimum |
| 36–60 months | 5.00%–10.75% | Auto Year 2020-2022; 90% NADA Retail |
| 36–60 months | 6.00%–11.75% | Auto Year 2019; 80% NADA Retail |
| 36–48 months | 6.75%–12.50% | Auto Year 2018 or Older; 80% NADA Retail |
Sources (1)
- ahccu.com/loans/auto-rates · captured Oct 7, 2026
Who can join Augusta Health Care Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Augusta Health employees are eligible for membership.
- Augusta Health volunteers are eligible for membership.
- Physicians and employees associated with Augusta Health are eligible for membership.
Family and household
- Immediate family members of Augusta Health employees, volunteers, or associated physicians and employees are eligible for membership.
Cost to join
- Opening a Regular Share (savings) account requires a $10.00 minimum balance.
Membership information collected October 4, 2026.