Credit union · NCUA insured
ATT-WYO CE Federal Credit Union Auto Loan Rates
ATT-WYO CE Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 17, 2026.
How ATT-WYO CE Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in New York, where ATT-WYO CE Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
ATT-WYO CE Federal Credit Union
4.74%APR
- Terms
- —
New auto & motorcycle loans
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
2nd-lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
ATT-WYO CE Federal Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ATT-WYO CE Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New auto & motorcycle loans
We will finance 100% of the purchase price. The maximum term for brand new vehicles over $20,000 is 72 months; maximum term for all others is 66 months.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.74% | End-of-Year Loan Sales promotional rate as low as 3.74% for sales periods: October 19, 2026 – October 28, 2026 | November 16, 2026 – November 24, 2026 | December 7, 2026 – December 18, 2026. Application must be submitted, approved and closed on within the disclosed time frame. Exclusions apply on loans currently financed with Attica-Wyoming Credit Union. Rate is determined by primary borrower credit score. |
| — | 4.74% | Quick Rates advertised as low as 4.74% for New and Used Vehicles. |
Sources (2)
All captured Oct 16, 2026
Used auto & motorcycle loans
We will finance 100% of the retail value in the NADA book. Vehicles with a value under $10,000 have a maximum term of 36 months. Vehicles with a value of $10,001 – $12,000 have a maximum term of 48 months, vehicles with a value over $12,000 - $19,999 have a maximum term of 60 months, and used vehicles with a value of $20,000 or more have a maximum term of 66 months.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.74% | End-of-Year Loan Sales promotional rate as low as 3.74% for sales periods: October 19, 2026 – October 28, 2026 | November 16, 2026 – November 24, 2026 | December 7, 2026 – December 18, 2026. Application must be submitted, approved and closed on within the disclosed time frame. Exclusions apply on loans currently financed with Attica-Wyoming Credit Union. Rate is determined by primary borrower credit score. |
| — | 4.74% | Quick Rates advertised as low as 4.74% for New and Used Vehicles. |
Sources (2)
All captured Oct 16, 2026
Who can join ATT-WYO CE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to all current and retired employees of Attica, Wyoming, Wende, Albion, Groveland, Livingston, and Orleans Correctional Facilities.
- Membership includes employees and immediate family members of the Town and Village of Attica.
Family and household
- Membership is open to members of the immediate family or household of current members.
Cost to join
- Joining requires opening a share account with a minimum deposit of $5.
Membership information collected October 5, 2026.