Credit union · NCUA insured
Associated School Employees CU Auto Loan Rates
Associated School Employees CU auto loans start at 6.26% APR for a new vehicle and 6.26% for a used one. Rates checked October 16, 2026.
How Associated School Employees CU’s auto loan rates compare
Compared with banks and credit unions near Youngstown, OH, where Associated School Employees CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Associated School Employees CU
6.26%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
New & Used Auto Loans
Lowest rate
Credit Union of Ohio
5.19%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Associated School Employees CU auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew6.26%
- Used vehicleUsed6.26%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Associated School Employees CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Loans
Credit union membership required. All loans subject to credit approval. Rates shown for qualified borrowers and subject to change without notice. Includes a $195.00 vehicle loan processing fee. No prepayment penalties. APR examples based on $25,195.00 amount financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.31% | 2025 & Newer Model Years. Term up to 60 months. Rates as low as stated for qualified borrowers. |
| up to 66 months | 6.28% | 2025 & Newer Model Years. Term up to 66 months. Rates as low as stated for qualified borrowers. |
| up to 72 months | 6.26% | 2025 & Newer Model Years. Term up to 72 months. Rates as low as stated for qualified borrowers. |
| up to 78 months | 6.49% | 2025 & Newer Model Years. Term up to 78 months. Rates as low as stated for qualified borrowers. |
| up to 84 months | 6.72% | 2025 & Newer Model Years. Term up to 84 months. Rates as low as stated for qualified borrowers. |
| up to 60 months | 6.56% | 2022 - 2024 Model Years. Term up to 60 months. Rates as low as stated for qualified borrowers. |
| up to 66 months | 6.53% | 2022 - 2024 Model Years. Term up to 66 months. Rates as low as stated for qualified borrowers. |
| up to 72 months | 6.51% | 2022 - 2024 Model Years. Term up to 72 months. Rates as low as stated for qualified borrowers. |
| up to 78 months | 6.74% | 2022 - 2024 Model Years. Term up to 78 months. Rates as low as stated for qualified borrowers. |
| up to 60 months | 6.81% | 2020 - 2021 Model Year. Term up to 60 months. Rates as low as stated for qualified borrowers. |
| up to 72 months | 7.51% | 2020 - 2021 Model Year. Term up to 72 months. Rates as low as stated for qualified borrowers. |
| up to 48 months | 10.50% | 2019 and older Model Year. Term up to 48 months. Rates as low as stated for qualified borrowers. |
| up to 60 months | 10.42% | 2019 and older Model Year. Term up to 60 months. Rates as low as stated for qualified borrowers. |
Who can join Associated School Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships or attends school in Mahoning, Trumbull and Columbiana counties.
Family and household
- Membership is available to family members of members.
Cost to join
- You can join with a minimum deposit of $5 into a savings account, which is returned if you decide to close your account.
Membership information collected October 5, 2026.