Credit union · NCUA insured
Arlington Community Federal Credit Union Auto Loan Rates
Arlington Community Federal Credit Union auto loans start at 5.14% APR for a new vehicle and 5.64% for a used one. Rates checked October 22, 2026.
How Arlington Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Arlington Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Arlington Community Federal Credit Union
5.14%APR
- Terms
- up to 60 months
New Car Loans (Model Year 2025-2027)
Lowest rate
TruEnergy Federal Credit Union
3.74%APR
- Terms
- up to 60 months
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
Arlington Community Federal Credit Union auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.14%
- Used vehicleUsed5.64%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arlington Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan - New & Used (2018 and Newer)
Rates include a 0.50% APR discount for applying online. To qualify for as low as rates, applicants must meet credit criteria and apply via the Online Application. Membership and loan requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.09% | No minimum loan amount. |
| up to 60 months | 4.49% | Minimum loan amount $10,000. |
| up to 72 months | 4.75% | Minimum loan amount $20,000. |
| up to 84 months | 5.75% | Minimum loan amount $35,000. |
| up to 96 months | 8.29% | Minimum loan amount $50,000. |
Sources (1)
- arlingtoncu.org/loans · captured Oct 7, 2026
Auto Loan - Older Model Cars (2017 and Older)
Rates include a 0.50% APR discount for applying online. To qualify for as low as rates, applicants must meet credit criteria and apply via the Online Application. Membership and loan requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.79% | No minimum loan amount. |
| up to 60 months | 4.89% | Minimum loan amount $10,000. |
| up to 72 months | 5.35% | Minimum loan amount $20,000. |
| up to 84 months | 7.25% | Minimum loan amount $35,000. |
Sources (1)
- arlingtoncu.org/loans · captured Oct 7, 2026
New Car Loans (Model Year 2025-2027)
Advertised rates reflect a 0.50% APR discount for applying online. To qualify for as low as rate, members must meet credit criteria qualifications and apply for the car loan via our Online Application. Auto Loan APR may be 0.50% higher on applications submitted in person or over the phone. Loan and membership requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.64% | No minimum loan amount. |
| up to 48 months | 5.04% | Minimum loan amount $10,000. |
| up to 60 months | 5.14% | Minimum loan amount $10,000. |
| up to 72 months | 5.30% | Minimum loan amount $20,000. |
| up to 84 months | 6.30% | Minimum loan amount $35,000. |
| up to 96 months | 8.84% | Minimum loan amount $50,000. |
Sources (1)
- arlingtoncu.org/vehicle-loans · captured Oct 7, 2026
Old Car Loans (Model Year 2018 & Older)
Advertised rates reflect a 0.50% APR discount for applying online. To qualify for as low as rate, members must meet credit criteria qualifications and apply for the car loan via our Online Application. Auto Loan APR may be 0.50% higher on applications submitted in person or over the phone. Loan and membership requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.54% | No minimum loan amount. |
| up to 48 months | 6.04% | Minimum loan amount $10,000. |
| up to 60 months | 6.29% | Minimum loan amount $10,000. |
| up to 72 months | 6.54% | Minimum loan amount $20,000. |
| up to 84 months | 8.00% | Minimum loan amount $35,000. |
Sources (1)
- arlingtoncu.org/vehicle-loans · captured Oct 7, 2026
Used Car Loans (Model Year 2019-2024)
Advertised rates reflect a 0.50% APR discount for applying online. To qualify for as low as rate, members must meet credit criteria qualifications and apply for the car loan via our Online Application. Auto Loan APR may be 0.50% higher on applications submitted in person or over the phone. Loan and membership requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.14% | No minimum loan amount. |
| up to 48 months | 5.54% | Minimum loan amount $10,000. |
| up to 60 months | 5.64% | Minimum loan amount $10,000. |
| up to 72 months | 5.80% | Minimum loan amount $20,000. |
| up to 84 months | 6.80% | Minimum loan amount $35,000. |
| up to 96 months | 9.34% | Minimum loan amount $50,000. |
Sources (1)
- arlingtoncu.org/vehicle-loans · captured Oct 7, 2026
Who can join Arlington Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.