Credit union · NCUA insured
Arcadia Credit Union Savings Rates
Arcadia Credit Union’s best savings rate is 0.60% APY on $10,000, with its Special Purpose Savings. Rates checked October 16, 2026.
How Arcadia Credit Union’s savings rates compare
Compared with banks and credit unions in Wisconsin, where Arcadia Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Arcadia Credit Union
1.01%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $101
ACU Saver
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Arcadia Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.80%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Arcadia Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special Purpose Savings
0.60%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.50% | — |
| $2,000 – $10,000 | 0.60% | $60 |
| $10,000 – $40,000 | 0.70% | — |
| Over $40,000 | 0.80% | — |
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/persona…ial-purpose-savings.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Super Share Savings
0.50%APY
Establishes membership with the credit union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.40% | — |
| $2,000 – $10,000 | 0.50% | $50 |
| $10,000 – $40,000 | 0.60% | — |
| Over $40,000 | 0.70% | — |
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/persona…super-share-savings.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Saver's Sweepstakes
0.50%APY · 1 term
Primary account holder must be a credit union member with a membership share account and a resident of Wisconsin, Minnesota, or Illinois. Structured with 12-month savings periods where withdrawals are limited.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.50% | $50 |
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/persona…/savers-sweepstakes.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
ACU Saver
0.00%APY on $10,000
Links to ACU Supreme Checking or ACU Cash Back checking. Automatic transfers of reward earnings. To earn the qualifying APY, during each Monthly Qualification Cycle: at least 1 direct deposit, ACH credit, or ACH payment; at least 10 signature-based debit card purchases; enrolled in e-statements; sign in to online or mobile banking 1 time.
| Part of the balance | Rate on that part |
|---|---|
| Over $25,000 | 0.75% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/personal-savings/acu-saver.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
4.25%APY
Deposit up to $100 weekly, $200 biweekly, or $500 monthly; maximum total deposits in one year not to exceed $6,000. Funds automatically transferred to Super Share Savings account on November 1st of each calendar year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 4.25% | $425 |
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/persona…ings/christmas-club.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Health Savings Accounts (HSAs)
1.01%APY
Requires coverage under a high-deductible health plan (HDHP), under age 65, and not enrolled in Medicare.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 1.01% | $101 |
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/persona…vings-accounts-hsas.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Individual Retirement Accounts (IRAs)
0.70%APY
Includes Traditional IRA, Roth IRA, Roth Conversion, and Coverdell ESA options. Annual contribution limits apply. Dividends compounded daily, credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upNo setup, monthly, or annual maintenance fees. Rates set semi-annually on January 1st and July 1st.$25 and up | 0.70% | $70 | No setup, monthly, or annual maintenance fees. Rates set semi-annually on January 1st and July 1st. |
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/persona…ement-accounts-iras.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Fun Share (Youth Savings)
0.50%APY
Available to young savers up to 18 years old.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.50% | $50 |
Sources (3)
- arcadiacu.com/accounts/personal-savings
- arcadiacu.com/accounts/persona…vings/youth-savings.html
- arcadiacu.com/services-tools/tools/rates.html
All captured Oct 5, 2026
Who can join Arcadia Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses located in one of the seven specified eligible counties are eligible for membership.
- Individuals who work or reside in Trempealeau, Buffalo, La Crosse, Eau Claire, Chippewa, or Jackson counties in Wisconsin, or Winona County in Minnesota, are eligible for membership.
Family and household
- Individuals who have an immediate family member (spouse, parent, sibling, child, grandparent, or grandchild) who is an established member are eligible for membership.
Other ways
- Businesses where a majority (greater than 50%) of the signers are eligible to become members are eligible for membership.
- Existing members retain their membership under the once a member, always a member policy.
Cost to join
- Membership requires opening a Super Share Savings account with a $5 deposit and providing a non-expired government-issued photo ID.
Membership information collected October 5, 2026.