Credit union · NCUA insured
Antioch Community Credit Union Auto Loan Rates
Antioch Community Credit Union auto loans start at 4.65% APR for a new vehicle and 5.85% for a used one. Rates checked October 16, 2026.
How Antioch Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near San Francisco, CA, where Antioch Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Antioch Community Credit Union
4.65%APR
- Terms
- up to 60 months
- Up to
- 11.15% APR
- Discount
- None included
New Vehicle
Lowest rate
Utility District Credit Union
3.50%APR
- Terms
- up to 60 months
- Up to
- 13.00% APR
- Discount
- None included
2nd-lowest rate
F3 Credit Union
3.74%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
Antioch Community Credit Union auto loan score
83
Auto loan score
Higher than 61% of U.S. banks and credit unions
- New vehicleNew4.65%
- Used vehicleUsed5.85%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Antioch Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
High End Motorcyle
Rates apply to high end motorcycles. Rate depends on credit tier (A+ through E).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.80%–15.30% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 72 months | 9.30%–15.80% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 84 months | 10.30%–16.80% | Credit score tiers A+ to E; minimum APR requires tier A+ |
Sources (1)
- antiochcommfcu.org/loan-rates · captured Oct 16, 2026
New Motorcycle
Rates apply to new motorcycles. Rate depends on credit tier (A+ through E).
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 9.55%–16.05% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 60 months | 9.80%–16.30% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 72 months | 10.05%–16.55% | Credit score tiers A+ to E; minimum APR requires tier A+ |
Sources (1)
- antiochcommfcu.org/loan-rates · captured Oct 16, 2026
New Vehicle
Rates apply to new vehicles. APR tier depends on credit score (tiers A+ through E).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.65%–11.15% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 72 months | 5.25%–11.75% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 84 months | 5.85%–12.35% | Credit score tiers A+ to E; minimum APR requires tier A+ |
Sources (1)
- antiochcommfcu.org/loan-rates · captured Oct 16, 2026
Used Motorycycle
Rates apply to used motorcycles. Rate depends on credit tier (A+ through E).
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 10.05%–16.55% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 60 months | 10.30%–16.80% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 72 months | 10.55%–17.05% | Credit score tiers A+ to E; minimum APR requires tier A+ |
Sources (1)
- antiochcommfcu.org/loan-rates · captured Oct 16, 2026
Used Vehicle
Rates apply to used vehicles. APR tier depends on credit score (tiers A+ through E).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.65%–11.15% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 48 months | 5.25%–11.75% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 60 months | 5.85%–12.35% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 72 months | 6.25%–12.75% | Credit score tiers A+ to E; minimum APR requires tier A+ |
| up to 84 months | 6.65%–13.15% | Credit score tiers A+ to E; minimum APR requires tier A+ |
Sources (1)
- antiochcommfcu.org/loan-rates · captured Oct 16, 2026
Who can join Antioch Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, worships, or attends school in, and businesses and other legal entities located in, the City of Antioch, California.
Employers and groups
- Membership is open to persons retired as pensioners or annuitants from qualifying employment in Antioch, California.
Family and household
- Membership is open to immediate family members or members of the household of existing members.
Other ways
- Membership is open to organizations of eligible persons and volunteers of the City of Antioch, California.
Membership information collected October 5, 2026.