Bank · FDIC insured
American Riviera Bank Savings Rates
A $1.4B bank headquartered in Santa Barbara, CA, with 7 branches in California.
How American Riviera Bank’s savings rates compare
Compared with banks and credit unions in California, where American Riviera Bank has the most branches. $10,000, best rate first.
This bank’s best
American Riviera Bank
0.10%APY
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000 a year
- $10
Kids Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Kids Savings Account
0.10%APY
For children/grandchildren of account holders, ages 17 and under. Online account requests from persons under 18 years of age not accepted. Balances over $500 earn Personal Savings account APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Calculated daily, paid quarterly. No quarterly service charge. | 10.00% | — | Calculated daily, paid quarterly. No quarterly service charge. |
| $500 and upApplies to balances over $500 (earns Personal Savings account APY). Calculated daily, paid quarterly. No quarterly service charge. | 0.10% | $10 | Applies to balances over $500 (earns Personal Savings account APY). Calculated daily, paid quarterly. No quarterly service charge. |
Sources (1)
- americanriviera.bank/product/kids-savings-account · captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.