Bank · FDIC insured
American National Bank Savings Rates
American National Bank’s best savings rate is 0.35% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How American National Bank’s savings rates compare
Compared with banks and credit unions near Appleton, WI, where American National Bank has the most branches. $10,000, best rate first.
This bank’s best
American National Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $50
Kasasa Saver
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
American National Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.35%APY
No service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. 6 debit transactions per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. | 0.10% | — | No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. |
| $10,000 – $100,000No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. | 0.35% | $35 | No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. |
| $100,000 – $250,000No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. | 0.75% | — | No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. |
| $250,000 – $500,000No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. | 0.95% | — | No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. |
| $500,000 and upNo monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. | 1.15% | — | No monthly service fee if daily balance remains over $1,000; $6 monthly fee if balance falls below $1,000. |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.05%APY
Interest accrued daily and compounded quarterly. $5/quarterly fee if daily balance falls below $100. 10 debits/quarter allowed ($1/each additional).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Minimum daily balance of $100 to obtain APY. $5 quarterly fee waived if daily balance remains over $100. | 0.01% | — | Minimum daily balance of $100 to obtain APY. $5 quarterly fee waived if daily balance remains over $100. |
| $10,000 – $25,000 | 0.05% | $5 | |
| $25,000 and up | 0.10% | — |
Sources (3)
All captured Oct 5, 2026
Kasasa Saver
0.00%APY on $10,000
Must be linked to Kasasa Cash or Kasasa Cash Back Account; qualifications met during a monthly qualification cycle.
| Part of the balance | Rate on that part |
|---|---|
| $50,000 and up | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- anbfc.bank/resources/rates · captured Oct 5, 2026
Special-purpose accounts
Liberty or Young Savers Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.01% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.10% | — |
Sources (1)
- anbfc.bank/resources/rates · captured Oct 5, 2026
IRA Open Deposit
0.05%APY · 1 term
Penalty for early withdrawals. Minimum 12-month term.
| Term | APY · Up to $1,000 | APY · $1,000 – $5,000 | APY · $5,000 – $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 12–Unknown monthsPenalty for early withdrawals. Minimum 12-month term | 0.01% | 0.01% | 0.03% | 0.05% | 0.05%0.01% to $10000.01% $1k–$5k0.03% $5k–$10k | $5 |
Sources (1)
- anbfc.bank/resources/rates · captured Oct 5, 2026
Holiday Club
0.01%APY
Penalty for early withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePenalty for early withdrawals.Any balance | 0.01% | $1 | Penalty for early withdrawals. |
Sources (1)
- anbfc.bank/resources/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.