Bank · FDIC insured
American Metro Bank CD Rates
American Metro Bank’s best CD rate is 3.50% APY on a 13-month CD. Terms run from 3 months to 13 months. Rates checked October 16, 2026.
How American Metro Bank’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where American Metro Bank has the most branches. $10,000, best rate first.
This bank’s best
American Metro Bank
3.50%APY
- Term
- 3 months
- Minimum
- $10,000
- Earns on $10,000
- $87
Harvest 91 Day CD
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Harvest 13 Month CD
3.50%APY · 1 term
NEW MONEY ONLY. Penalty for early withdrawal 90 days interest. The Harvest 13 Month CD will automatically renew into a regular 12 Month CD and rate at that time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsNEW MONEY ONLY. Minimum Opening Deposit $10,000.00. A substantial penalty will be imposed for early withdrawal (90 days interest). The Harvest 13 Month CD will automatically renew at a Regular 12 Month CD and rate at that time | 3.50% | $380 |
Sources (2)
All captured Oct 6, 2026
Harvest 91 Day CD
3.50%APY · 1 term
New money only. Substantial penalty will be imposed for early withdrawal. Automatically renews at a Regular 90 Day CD and rate at that time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsNew money only. Substantial penalty for early withdrawal. Automatically renews at a Regular 90 Day CD and rate at that time | 3.50% | $87 |
Sources (1)
- americanmetrobank.com/Personal-Banking/rates · captured Oct 6, 2026
Opening an account
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