Bank · FDIC insured
American Heritage Bank Savings Rates
American Heritage Bank’s best savings rate is 0.80% APY on $10,000, with its American Gold Money Market. Rates checked October 15, 2026.
How American Heritage Bank’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where American Heritage Bank has the most branches. $10,000, best rate first.
This bank’s best
American Heritage Bank
0.80%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $80
American Gold Money Market
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
American Heritage Bank savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.40%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Heritage Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
American Gold Money Market
0.80%APY
Variable interest rates compounded monthly and paid monthly on daily ledger balances. Monthly Base Fee in Service Charge is $6.00, waived with $5,000.00 minimum daily ledger balance. First 2 withdrawals per month free; excess withdrawals are $5.00 each. Required to purchase Money Market checks.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Monthly fee of $6.00 waived with $5,000.00 minimum daily ledger balance. | 0.80% | $80 | Monthly fee of $6.00 waived with $5,000.00 minimum daily ledger balance. |
| $100,000 – $250,000Monthly fee of $6.00 waived with $5,000.00 minimum daily ledger balance. | 1.40% | — | Monthly fee of $6.00 waived with $5,000.00 minimum daily ledger balance. |
| $250,000 and upMonthly fee of $6.00 waived with $5,000.00 minimum daily ledger balance. | 2.40% | — | Monthly fee of $6.00 waived with $5,000.00 minimum daily ledger balance. |
American Savings
0.40%APY
Requires minimum $25.00 monthly automatic transfer from an AHB checking to this savings account. Base fee in service charge of $3.00 (charged quarterly) if average daily ledger balance over the quarter is less than $100.00. First 9 withdrawals per quarter free; withdrawals in excess of 9 per quarter are $5.00 each, waived with average daily ledger balance over the quarter of $1,500.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,000Automatic transfer required. Variable interest rate compounded daily and paid quarterly on daily ledger balance. | 0.40% | $40 | Automatic transfer required. Variable interest rate compounded daily and paid quarterly on daily ledger balance. |
| $75,000 and upAutomatic transfer required. Variable interest rate compounded daily and paid quarterly on daily ledger balance. | 0.60% | — | Automatic transfer required. Variable interest rate compounded daily and paid quarterly on daily ledger balance. |
Personal Savings
0.35%APY
Base fee in service charge of $3.00 (charged quarterly) if average daily ledger balance over the quarter is less than $100.00. First 9 withdrawals per quarter free; withdrawals in excess of 9 per quarter are $5.00 each, waived with average daily ledger balance over the quarter of $1,500.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Variable interest rate compounded daily and paid quarterly on daily ledger balance. | 0.35% | $35 | Variable interest rate compounded daily and paid quarterly on daily ledger balance. |
| $25,000 and upVariable interest rate compounded daily and paid quarterly on daily ledger balance. | 0.40% | — | Variable interest rate compounded daily and paid quarterly on daily ledger balance. |
Special-purpose accounts
Minor Savings
0.35%APY
First 9 withdrawals per quarter free; withdrawals in excess of 9 per quarter are $5.00 each, waived with average daily ledger balance over the quarter of $1,500.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Variable interest rate compounded daily and paid quarterly on daily ledger balance. | 0.35% | $35 | Variable interest rate compounded daily and paid quarterly on daily ledger balance. |
| $25,000 and upVariable interest rate compounded daily and paid quarterly on daily ledger balance. | 0.40% | — | Variable interest rate compounded daily and paid quarterly on daily ledger balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.