Bank · FDIC insured
American Bank Savings Rates
A $366.6M bank headquartered in Covington, LA, with 5 branches in Louisiana.
How American Bank’s savings rates compare
Compared with banks and credit unions in Louisiana, where American Bank has the most branches. $10,000, best rate first.
This bank’s best
American Bank
4.05%APY
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000 a year
- —
HI-FI-MONEY MARKET ACCOUNT
Top rate
Centric Federal Credit Union
4.01%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
HI-FI-MONEY MARKET ACCOUNT
Up to 4.44%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $250,000Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. | 4.05% | — | Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. |
| Over $250,000Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. | 4.44% | — | Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. |
Sources (1)
- americanbankusa.com/your-life/checking/checking-accounts · captured Sep 18, 2026
MONEY MARKET ACCOUNT (Northshore)
Up to 4.44%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $250,000Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. | 4.05% | — | Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. |
| Over $250,000Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. | 4.44% | — | Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. |
Sources (1)
- americanbankusa.com/your-life/checking/checking-accounts · captured Sep 18, 2026
MONEY MARKET ACCOUNT (Terrytown)
Up to 4.44%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $250,000Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. | 4.05% | — | Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. |
| Over $250,000Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. | 4.44% | — | Introductory interest rate of 7.00% applying for 90 calendar days with new money only. Minimum daily balance of $25,000 required to earn introductory interest rate. For consumer and commercial accounts. Withdrawals/fees may reduce earnings. Annual percentage yield assumes funds on deposit for one year. |
Sources (1)
- americanbankusa.com/your-life/checking/checking-accounts · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.