Credit union · NCUA insured
Alliant Credit Union Credit Card Rates
Alliant Credit Union credit card rates start at 13.99% APR. Rates checked October 16, 2026.
How Alliant Credit Union’s credit card rates compare
Compared with banks and credit unions nationwide. Ongoing purchase APR, lowest first.
This credit union’s lowest
Alliant Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Up to
- —
2nd-lowest rate
Rio Grande Valley Credit Union
5.90%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Alliant Cashback Visa® Signature Credit Card
Must be an Alliant member for at least 90 days to be eligible to apply. Loan approval and APR based on creditworthiness, payment method, and ability to repay.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99%–25.99% | None | Standard APR based on creditworthiness. No annual fee. 3% balance transfer fee. No foreign transaction fees. |
Sources (3)
- alliantcreditunion.org/credit-cards
- alliantcreditunion.org/credit-cards/visa-signature-card
- alliantcreditunion.org/rates
All captured Oct 16, 2026
Alliant Visa® Platinum Card
Must be an Alliant member for at least 90 days to be eligible to apply. Loan approval and APR based on creditworthiness and ability to repay.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate as low as 0% APR for 12 months on purchases from date of account opening based on creditworthiness. No annual fee. |
| Ongoing | 13.99%–25.99% | None | Standard variable purchase APR ranging from 13.99% to 25.99% after introductory period based on creditworthiness. No annual fee. |
Sources (3)
- alliantcreditunion.org/credit-cards
- alliantcreditunion.org/credit-cards/visa-platinum-card
- alliantcreditunion.org/rates
All captured Oct 16, 2026
Alliant Visa® Platinum Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate as low as 0% APR for 12 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- alliantcreditunion.org/rates · captured Oct 16, 2026
Who can join Alliant Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in an eligible community near Alliant's Chicago headquarters are eligible for membership.
Employers and groups
- Individuals who work for or retired from a business partner of Alliant are eligible for membership.
Family and household
- Immediate family members or domestic partners of a current Alliant member are eligible for membership.
Other ways
- Applicants who do not meet other criteria can qualify by joining the Alliant Credit Union Foundation, with Alliant paying the $5 membership fee on their behalf.
Cost to join
- Membership application is free with no membership fees, dues, or charges.
Membership information collected October 5, 2026.