Credit union · NCUA insured
Allentown Federal Credit Union Auto Loan Rates
Allentown Federal Credit Union auto loans start at 5.25% for a used one. Rates checked October 16, 2026.
How Allentown Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where Allentown Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Allentown Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
APCI Federal Credit Union
4.24%APR
- Terms
- up to 60 months
2nd-lowest rate
Sarco Federal Credit Union
4.50%APR
- Terms
- up to 60 months
Allentown Federal Credit Union auto loan score
74
Auto loan score
Higher than 37% of U.S. banks and credit unions
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Allentown Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car - 2026 - 2025 (never titled)
New vehicle purchase. Term is at the discretion of the credit union based on credit and age of car.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Monthly Cost / $1000 borrowed: $28.43 |
| up to 48 months | 5.25% | Monthly Cost / $1000 borrowed: $21.81 |
| up to 60 months | 5.25% | Monthly Cost / $1000 borrowed: $17.75 |
| up to 72 months | 5.50% | Monthly Cost / $1000 borrowed: $15.20 |
Sources (1)
- allentownfcu.com/loan-rates · captured Oct 7, 2026
Older Used Car Rates - 2016 and older
Term is at the discretion of the credit union based on credit and age of car.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.50% | Up to 60 months; Monthly Cost / $1000 borrowed: $19.80 |
Sources (1)
- allentownfcu.com/loan-rates · captured Oct 7, 2026
Used Car - 2021 - 2025
Used vehicle purchase. Term is at the discretion of the credit union based on credit and age of car.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Monthly Cost / $1000 borrowed: $28.54 |
| up to 48 months | 5.25% | Monthly Cost / $1000 borrowed: $21.81 |
| up to 60 months | 5.25% | Monthly Cost / $1000 borrowed: $17.75 |
| up to 72 months | 5.50% | Monthly Cost / $1000 borrowed: $15.20 |
Sources (1)
- allentownfcu.com/loan-rates · captured Oct 7, 2026
Used Car Rates 2017 - 2020
Term is at the discretion of the credit union based on credit and age of car.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.50% | Monthly Cost / $1000 borrowed: $29.19 |
| up to 48 months | 6.00% | Monthly Cost / $1000 borrowed: $22.36 |
| up to 60 months | 6.50% | Monthly Cost / $1000 borrowed: $18.31 |
Sources (1)
- allentownfcu.com/loan-rates · captured Oct 7, 2026
Who can join Allentown Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.