Credit union · NCUA insured
Allegent Community FCU Credit Card Rates
Allegent Community FCU credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Allegent Community FCU’s credit card rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Allegent Community FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Allegent Community FCU
12.99%APR
Payback Plus Visa® Credit Card
Lowest rate
SouthWest Communities Federal Credit Union
7.00%APR
2nd-lowest rate
Pittsburgh Firefighters' Federal Credit Union
7.99%APR
Allegent Community FCU credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Allegent Community FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Membership Rewards Visa® Credit Card
Minimum application amount is $1,000. Credit limits up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Introductory APR on balance transfers for the first 12 billing cycles from account opening. |
| Ongoing | 9.90%–13.90% | None | Fixed rate based on creditworthiness. Rate applies to purchases, cash advances, and balance transfers after the 12-month promotional period. |
Sources (3)
All captured Oct 16, 2026
Payback Plus Visa® Credit Card
Minimum application amount is $1,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Fixed rate based on creditworthiness. Same rate for purchases, balance transfers, and cash advances. |
Sources (3)
All captured Oct 16, 2026
Payback Visa® Card
Minimum application amount is $1,000. Credit limits up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Variable rate based on The Wall Street Journal Prime Rate. Same rate for purchases, balance transfers, and cash advances. |
Sources (3)
All captured Oct 16, 2026
Platinum Visa® Card
Minimum application amount is $1,000. Credit limits up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | Introductory APR on balance transfers for the first 12 billing cycles from account opening. |
| Ongoing | 11.65% | None | Variable rate based on The Wall Street Journal Prime Rate. Applies to purchases, cash advances, and balance transfers after the 12-month promotional period. |
Sources (3)
All captured Oct 16, 2026
Secured Visa® Card
Designed to establish, strengthen, or rebuild credit. Security deposit required as collateral and is refundable upon account closure. Credit line equals deposit amount. Minimum deposit to secure card is $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Fixed rate. Same rate for purchases and cash advances. |
Sources (3)
All captured Oct 16, 2026
Who can join Allegent Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Allegheny, Beaver, or Butler Counties.
Family and household
- Membership is open to families of eligible members.
Membership information collected October 5, 2026.