Allegacy Financial Credit Card Rates

How Allegacy Financial’s credit card rates compare

Compared with banks and credit unions near Winston-Salem, NC, where Allegacy Financial has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Allegacy Financial
– –
Up to
—
No ongoing APR published
Lowest rate
Summit Credit Union
8.95%APR
Up to
16.95% APR
Summit Credit Union rates
2nd-lowest rate
State Employees' Credit Union
11.50%APR
Up to
14.50% APR
State Employees' Credit Union rates

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Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Visa Platinum Credit Card

Membership eligibility required. Subject to credit approval. No annual fee.

Applies to	APR	Annual fee	Conditions
Intro, 18 months	0.00%	None	0% Intro APR for 18 months on purchases made within 12 months of account opening. No annual fee.
Ongoing	11.90%–16.90%	None	After intro period, a variable APR of 11.90%–16.90% (maximum 16.90%) applies to purchases, based on creditworthiness, and will vary with the Prime Rate. No annual fee.

Sources (3)

All captured Oct 4, 2026

Visa Platinum Secured Credit Card

Membership eligibility required. Subject to credit approval. No annual fee. Requires a refundable security deposit equal to 115% of approved credit limit held in a secured savings account.

Applies to	APR	Annual fee	Conditions
Ongoing	18.00%	None	Variable APR of 18.00% (maximum APR 18.00%) for purchases, based on creditworthiness, varying with the market based on the Prime Rate. Deposit equal to 115% of approved credit limit required. No annual fee.

Sources (3)

All captured Oct 4, 2026

Visa Signature Rewards Credit Card

Membership eligibility required. Subject to credit approval. No annual fee. Earns unlimited 1.5 points per dollar on net new purchases.

Applies to	APR	Annual fee	Conditions
Intro, 18 months	0.00%	None	0% Intro APR for 18 months on purchases made within 12 months of account opening. No annual fee.
Ongoing	14.90%–16.90%	None	After intro period, a variable APR of 14.90%–16.90% (maximum 16.90%) applies to purchases, based on creditworthiness, and will vary with the Prime Rate. No annual fee.

Sources (3)

All captured Oct 4, 2026

Who can join Allegacy Financial

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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