Credit union · NCUA insured
Alhambra Credit Union Auto Loan Rates
Top CarrotAlhambra Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How Alhambra Credit Union’s auto loan rates compare
Compared with banks and credit unions near Phoenix, AZ, where Alhambra Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Alhambra Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- 17.65% APR
New Vehicle Loans
Lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
- Up to
- —
Alhambra Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alhambra Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
Up to 100% financing for vehicle loans. Credit qualification applies. New vehicle rates apply to vehicles with 12,000 miles or less.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99%–17.65% | — |
| up to 72 months | 5.50%–18.15% | — |
| up to 84 months | 6.00%–20.15% | — |
Used Vehicle Loans
Up to 100% financing for vehicle loans. Credit qualification applies.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49%–19.15% | — |
| up to 72 months | 6.00%–19.65% | — |
| up to 84 months | 7.00%–20.65% | — |
Who can join Alhambra Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.