Bank · FDIC insured
Alden State Bank Savings Rates
Alden State Bank’s best savings rate is 0.30% APY on $10,000, with its Savings Account. Rates checked October 16, 2026.
How Alden State Bank’s savings rates compare
Compared with banks and credit unions in Michigan, where Alden State Bank has the most branches. $10,000, best rate first.
This bank’s best
Alden State Bank
0.30%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $30
Savings Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Alden State Bank savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alden State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.25%APY
Deposits only accepted from customers with primary or secondary residence in local communities. Service charge of $20 if balance falls below $5,000. Interest compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Service Charge $20 if balance falls below $5,000. APY compounded monthly. | 0.10% | — | Service Charge $20 if balance falls below $5,000. APY compounded monthly. |
| $10,000 – $25,000Service Charge $20 if balance falls below $5,000. APY compounded monthly. | 0.25% | $25 | Service Charge $20 if balance falls below $5,000. APY compounded monthly. |
| $25,000 – $50,000Service Charge $20 if balance falls below $5,000. APY compounded monthly. | 0.30% | — | Service Charge $20 if balance falls below $5,000. APY compounded monthly. |
| $50,000 – $100,000Service Charge $20 if balance falls below $5,000. APY compounded monthly. | 0.55% | — | Service Charge $20 if balance falls below $5,000. APY compounded monthly. |
| $100,000 and upService Charge $20 if balance falls below $5,000. APY compounded monthly. | 1.00% | — | Service Charge $20 if balance falls below $5,000. APY compounded monthly. |
Sources (2)
All captured Sep 18, 2026
Savings Account
0.30%APY
We only accept deposits from customers with either a primary or secondary residence located within local communities. Interest is compounded and paid quarterly to the account. Interest begins to accrue on the business day you deposit. Limited to six (6) preauthorized debits per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarterly APY. Interest compounded and paid quarterly. No fees.Any balance | 0.30% | $30 | Quarterly APY. Interest compounded and paid quarterly. No fees. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.20%APY
We only accept deposits from customers with either a primary or secondary residence located within local communities. Interest-bearing; interest is not compounded. Interest begins to accrue on the business day you deposit. Account balance plus accrued interest is deposited to an Alden State Bank account at the end of the club period. If the account is closed before the interest is credited, you will forfeit the accrued interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest is not compounded. No minimum deposit to open. No fees.Any balance | 0.20% | $20 | Interest is not compounded. No minimum deposit to open. No fees. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.