Credit union · NCUA insured
ALABAMA POSTAL Auto Loan Rates
ALABAMA POSTAL auto loans start at 5.25% APR for a new vehicle and 6.75% for a used one. Rates checked October 22, 2026.
How ALABAMA POSTAL’s auto loan rates compare
Compared with banks and credit unions near Birmingham, AL, where ALABAMA POSTAL has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
ALABAMA POSTAL
5.25%APR
- Terms
- up to 60 months
New and Used Vehicles 2022 and Newer
Lowest rate
ASE Credit Union
2.99%APR
- Terms
- up to 84 months
2nd-lowest rate
AOD Federal Credit Union
2.74%APR
- Terms
- up to 75 months
ALABAMA POSTAL auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed6.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ALABAMA POSTAL ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New and Used Vehicles 2022 and Newer
Subject to Credit Approval. Rates are current as of press date and are subject to change without prior notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.75% | Subject to Credit Approval |
| up to 36 months | 4.75% | Subject to Credit Approval |
| up to 48 months | 4.75% | Subject to Credit Approval |
| up to 60 months | 5.25% | Subject to Credit Approval |
| up to 72 months | 5.75% | Subject to Credit Approval |
Sources (1)
- alabamapostalcu.com/loan-rates · captured Oct 7, 2026
Used Vehicles 2016 and Older
Subject to Credit Approval. Rates are current as of press date and are subject to change without prior notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.50% | Subject to Credit Approval |
| up to 36 months | 7.50% | Subject to Credit Approval |
Sources (1)
- alabamapostalcu.com/loan-rates · captured Oct 7, 2026
Used Vehicles 2017 - 2021
Subject to Credit Approval. Rates are current as of press date and are subject to change without prior notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.25% | Subject to Credit Approval |
| up to 36 months | 6.25% | Subject to Credit Approval |
| up to 48 months | 6.25% | Subject to Credit Approval |
| up to 60 months | 6.75% | Subject to Credit Approval |
Sources (1)
- alabamapostalcu.com/loan-rates · captured Oct 7, 2026
Who can join ALABAMA POSTAL
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.