Credit union · NCUA insured
Alabama ONE Credit Card Rates
Top CarrotAlabama ONE credit cards start at 12.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Alabama ONE’s credit card rates compare
Compared with banks and credit unions near Tuscaloosa, AL, where Alabama ONE has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Alabama ONE
12.24%APR
- Up to
- 17.99% APR
Milestone World Mastercard® Credit Card
Lowest rate
Red Oak Credit Union
7.90%APR
- Up to
- 12.90% APR
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
Alabama ONE credit card score
71
Credit card score
Higher than 29% of U.S. banks and credit unions
- Purchase APRPurchase APR12.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alabama ONE ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Milestone World Mastercard® Credit Card
Member eligibility required, $5 Membership fee and subject to credit approval. Minimum approved amount is $5,000. Rate determined by creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory APR for 180 days on balance transfers; no balance transfer fee. Subject to credit approval. |
| Ongoing | 12.24%–17.99% | None | Variable rate ranging from 12.24% - 17.99% APR depending on credit qualifications. Minimum approved amount is $5,000. |
Sources (1)
- alabamaone.org/product/credit-cards · captured Oct 7, 2026
Transcend Platinum Mastercard® Credit Card
Member eligibility required, $5 Membership fee and subject to credit approval. Minimum approved amount is $1,000. Rate determined by creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory APR for 180 days (6 months) on balance transfers; no balance transfer fee. Subject to credit approval. |
| Ongoing | 12.99% | None | Fixed rate. Minimum approved amount is $1,000. Rate determined by Member's creditworthiness. |
Sources (1)
- alabamaone.org/product/credit-cards · captured Oct 7, 2026
Who can join Alabama ONE
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in 36 specified Alabama counties are eligible for membership.
Employers and groups
- Employees (current, former, retired), their immediate family members, or members of an Alabama rural electric cooperative are eligible for membership.
- Current, former, or retired employees of Select Employee Groups (SEGs) and their immediate family members are eligible for membership.
Military, government and schools
- Employees (current, former, retired), their immediate family members, and residents or patients of State of Alabama care facilities or contracted service providers are eligible for membership.
- Employees (current, former, retired) and their immediate family members of groups supportive of and working with programs under State of Alabama administration are eligible for membership.
Membership information collected October 4, 2026.