Credit union · NCUA insured
Alabama Central CU Credit Card Rates
Alabama Central CU credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Alabama Central CU’s credit card rates compare
Compared with banks and credit unions near Florence, AL, where Alabama Central CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Alabama Central CU
11.00%APR
Visa Platinum
Lowest rate
Florence Federal Credit Union
8.99%APR
2nd-lowest rate
TVA Community Credit Union
9.95%APR
Alabama Central CU credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alabama Central CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Membership eligibility required. Rates subject to credit approval and subject to change without notice. 25-day grace period on purchases paid in full.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Low APRs starting at 11.00%. Membership eligibility required; subject to credit approval. 25-day grace period. No annual fees. |
Sources (2)
All captured Oct 7, 2026
Visa Gold
Membership eligibility required. Rates subject to credit approval and subject to change without notice. 25-day grace period on purchases paid in full.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Low APRs starting at 11.00%. Membership eligibility required; subject to credit approval. 25-day grace period. No annual fees. |
Sources (2)
All captured Oct 7, 2026
Visa Platinum
Membership eligibility required. Rates subject to credit approval and subject to change without notice. 25-day grace period on purchases paid in full.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.00% | None | Low APRs starting at 11.00%. Membership eligibility required; subject to credit approval. 25-day grace period. No annual fees. |
Sources (2)
All captured Oct 7, 2026
Who can join Alabama Central CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in any of the 29 specified Alabama counties are eligible for membership.
Membership information collected October 4, 2026.