Credit union · NCUA insured
Affinity Plus Credit Card Rates
Affinity Plus credit card rates start at 11.65% APR. Rates checked October 16, 2026.
How Affinity Plus’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Affinity Plus has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Affinity Plus
– –
No ongoing APR published
Lowest rate
NSP Credit Union
7.90%APR
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Premier Classic
New or existing Affinity Plus membership is required. $500 minimum credit line. Variable APR based on WSJ Prime plus margin, up to a maximum of 18.00%. Stated rate reflects all available discounts. No annual fee, no balance transfer fee, and no foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.65%–18.00% | None | Standard variable APR from 11.65% to 18.00% based on WSJ Prime plus margin and creditworthiness. Applies to purchases, cash advances, and balance transfers. Stated rate reflects all available discounts. |
Sources (3)
- affinityplus.org/rates/credit-card
- affinityplus.org/personal/borrow/credit-cards
- affinityplus.org/personal/borrow/credit-cards/classic
All captured Oct 16, 2026
Visa Premier Select Rewards
New or existing Affinity Plus membership is required. $5,000 minimum credit line. Variable APR based on WSJ Prime plus margin, up to a maximum of 18.00%. Stated rate reflects all available discounts. No annual fee, no balance transfer fee, and no foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.90% | None | Introductory 2.90% APR for 12 months on purchases and external balance transfers made within the first 90 days of account opening. |
| Ongoing | 14.65%–18.00% | None | Standard variable APR from 14.65% to 18.00% based on WSJ Prime plus margin and creditworthiness after promotional period or on standard balances. Applies to purchases, cash advances, and balance transfers. Stated rate reflects all available discounts. |
Sources (3)
- affinityplus.org/personal/borrow/credit-cards
- affinityplus.org/personal/borr…dit-cards/select-rewards
- affinityplus.org/rates/credit-card
All captured Oct 16, 2026
Who can join Affinity Plus
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.