Credit union · NCUA insured
Achieve Financial Credit Union Savings Rates
Achieve Financial Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Achieve Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Hartford, CT, where Achieve Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Achieve Financial Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market
Top rate
Franklin Trust Federal Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Achieve Financial Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.02%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Achieve Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
No monthly fees. Tiered rate structure where the more you save, the more you earn. Membership eligibility requires living, working, worshiping, or attending school in Hartford or New Haven County. Dividends are compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.15% | — |
| $10,000 – $24,999 | 0.50% | $50 |
| $25,000 – $49,999 | 1.26% | — |
| $50,000 and up | 2.02% | — |
Sources (2)
All captured Oct 15, 2026
Primary Savings
0.05%APY
Open and maintain account with $5.00 minimum balance. Establishes credit union membership. No monthly service fee for active accounts (dormant account fee may apply after one year of inactivity).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening deposit of $5.00.Any balance | 0.05% | $5 | Minimum opening deposit of $5.00. |
Sources (2)
All captured Oct 15, 2026
Special Savings
0.05%APY
Secondary dedicated savings account. No monthly service fee for active accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening deposit of $5.00.Any balance | 0.05% | $5 | Minimum opening deposit of $5.00. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Money Market
0.50%APY
IRA Money Market account. Dividends are compounded and credited monthly. Requires Achieve Financial Credit Union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.05% | — |
| $2,500 – $9,999 | 0.15% | — |
| $10,000 – $24,999 | 0.50% | $50 |
| $25,000 – $49,999 | 0.10% | — |
| $50,000 and up | 0.10% | — |
Sources (1)
- achievefinancialcu.com/Rates/Savings-Rates · captured Oct 15, 2026
Kids Club Account (14 and under)
0.05%APY
Tailored for early savers ages 0–14. A parent/guardian is jointly listed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEligible for children age 14 and under. Minimum opening deposit of $5.00.Any balance | 0.05% | $5 | Eligible for children age 14 and under. Minimum opening deposit of $5.00. |
Sources (2)
All captured Oct 15, 2026
Smart Savings (15-24)
0.05%APY
Tailored for youth/young adults ages 15 to 24. A parent/guardian is jointly listed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEligible for ages 15–24. Minimum opening deposit of $5.00.Any balance | 0.05% | $5 | Eligible for ages 15–24. Minimum opening deposit of $5.00. |
Sources (2)
All captured Oct 15, 2026
Who can join Achieve Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.