Credit union · NCUA insured
Acadia Federal Credit Union Credit Card Rates
Acadia Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Acadia Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bangor, ME, where Acadia Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Acadia Federal Credit Union
10.90%APR
Acadia Visa Credit Card
Lowest rate
Lincoln Maine FCU
7.90%APR
2nd-lowest rate
Bangor Federal Credit Union
8.90%APR
Acadia Federal Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Acadia Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Acadia Visa Credit Card
No annual fee; no balance transfer fees; no cash advance fees; credit limit up to $15,000 for A and B credit, up to $10,000 for C and D credit. Same APR applies to purchases, balance transfers, and cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Tier A credit rating. Credit limit up to $15,000. Subject to approval. Applies to purchases, balance transfers, and cash advances. |
| Ongoing | 11.90% | None | Tier B credit rating. Credit limit up to $15,000. Subject to approval. Applies to purchases, balance transfers, and cash advances. |
| Ongoing | 12.90% | None | Tier C credit rating. Credit limit up to $10,000. Subject to approval. Applies to purchases, balance transfers, and cash advances. |
| Ongoing | 15.90% | None | Tier D credit rating. Credit limit up to $10,000. Subject to approval. Applies to purchases, balance transfers, and cash advances. |
Sources (3)
All captured Oct 22, 2026
Who can join Acadia Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Aroostook, Hancock, Penobscot, Piscataquis, or Washington County.
Membership information collected October 4, 2026.