Credit union · NCUA insured
802 Credit Union Credit Card Rates
802 Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How 802 Credit Union’s credit card rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where 802 Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
802 Credit Union
11.99%APR
- Up to
- 13.99% APR
Visa® Credit Card
Lowest rate
Heritage Family Credit Union
9.99%APR
- Up to
- —
2nd-lowest rate
Service Credit Union
11.90%APR
- Up to
- 18.00% APR
802 Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 802 Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Card
Share account is required. Maximum credit limit is $15,000.00 for individuals. Credit card rates will vary based on individual credit; not all applicants will qualify. Same interest rate for purchases and cash advances. 25-day grace period on purchases. No balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 8 months | 8.02% | None | Intro (8 month) rate. |
| Ongoing | 11.99%–13.99% | None | As low as; rates vary based on individual credit. |
Sources (1)
- 802cu.com/accounts/credit-cards · captured Oct 3, 2026
Who can join 802 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Vermont or in Grafton, Sullivan, or Cheshire County, New Hampshire are eligible to join.
Family and household
- Individuals related to a current 802CU member are eligible to join.
Cost to join
- Members must maintain a minimum $5 balance in a savings account to keep membership active.
Membership information collected October 4, 2026.