Credit union · NCUA insured
802 Credit Union Auto Loan Rates
802 Credit Union auto loans start at 5.99% APR for a new vehicle. Rates checked October 22, 2026.
How 802 Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lebanon, NH-VT, where 802 Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
802 Credit Union
5.99%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan
Lowest rate
Service Credit Union
4.74%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
Heritage Family Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
802 Credit Union auto loan score
63
Auto loan score
Higher than 9% of U.S. banks and credit unions
- New vehicleNew5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where 802 Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.24% | New '25-'26; 100% Financing- (Tax, Title, Registration inc.) |
| up to 24 months | 6.74% | Used '11-'18; J.D. Power |
| up to 36 months | 5.49% | New '25-'26; 100% Financing- (Tax, Title, Registration inc.) |
| up to 36 months | 6.99% | Used '11-'18; J.D. Power |
| up to 48 months | 5.74% | New '25-'26; 100% Financing- (Tax, Title, Registration inc.) |
| up to 48 months | 7.24% | Used '11-'18; J.D. Power |
| up to 60 months | 5.99% | New '25-'26; 100% Financing- (Tax, Title, Registration inc.) |
| up to 66 months | 6.24% | New '25-'26; 100% Financing- (Tax, Title, Registration inc.) |
| up to 72 months | 6.49% | New '25-'26; 100% Financing- (Tax, Title, Registration inc.) |
| up to 84 months | 6.99% | New '25-'26; 100% Financing- (Tax, Title, Registration inc.) |
Sources (4)
All captured Oct 22, 2026
Who can join 802 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Vermont or in Grafton, Sullivan, or Cheshire County, New Hampshire are eligible to join.
Family and household
- Individuals related to a current 802CU member are eligible to join.
Cost to join
- Members must maintain a minimum $5 balance in a savings account to keep membership active.
Membership information collected October 4, 2026.