Bank · FDIC insured
22nd State Bank Credit Card Rates
22nd State Bank doesn’t publish an ongoing APR for its credit cards. Rates checked October 22, 2026.
How 22nd State Bank’s credit card rates compare
Compared with banks and credit unions in Alabama, where 22nd State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
22nd State Bank
– –
No ongoing APR published
Lowest rate
AmFirst
7.80%APR
2nd-lowest rate
Auburn University Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Rewards Card
Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | $35 | 0% intro APR on purchases for the first 7 billing cycles after account opening. Standard APR based on Wall Street Journal Prime Rate. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- 22ndstatebank.com/consumer-pro…ts-services/credit-cards · captured Oct 7, 2026
Platinum Benefits Card
Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0% intro APR on purchases for the first 7 billing cycles after account opening. Standard APR based on Wall Street Journal Prime Rate. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- 22ndstatebank.com/consumer-pro…ts-services/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.