Credit union · NCUA insured
1st Cooperative Federal Credit Union Credit Card Rates
1st Cooperative Federal Credit Union credit card rates start at 8.50% APR. Rates checked October 22, 2026.
How 1st Cooperative Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Columbia, SC, where 1st Cooperative Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
1st Cooperative Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Mid Carolina Credit Union
7.45%APR
- Up to
- 18.00% APR
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Minimum payment will be $25, calculated on 3% of amount owed. Maximum loan amounts are based on credit score and other underwriting criteria. Grace period of 25 days interest-free on all new purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.50% | None | Final rate is determined upon application and loan approval. Rates subject to change without prior notice. No annual fee. No balance transfer fee. No cash-advance fee at any financial institution or ATM displaying the Visa logo. Grace period of 25 days interest-free on all new purchases. |
Who can join 1st Cooperative Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.