Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Taylorville, IL metro
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Land of Lincoln Credit UnionMoney MarketMoney Market · $2,500 min · 1.36%–1.80% by balance
Credit union · 1 branch
1.46%APY$146 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00. Minimum deposit and withdrawal requirement of $100.00. Limited to 6 preauthorized withdrawals/transfers per month, with up to 3 payable to a third party / by check. Excess withdrawals subject to $20.00 fee each or account closing. NCUA and ESI insured.
Offer: Dividends calculated daily and credited monthly.
1.35% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.36% $10,000 – $25,000Your amount 1.46% $25,000 and up 1.80% Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - First National Bank in TaylorvilleMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: The interest rate and average percentage yield may change after account opening.
Offer: Minimum Daily Balance required to obtain APY. The interest rate and average percentage yield may change after account opening.
0.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Variable rate account. Interest rate and yield may change at any time. Monthly maintenance fee of $5.00 if daily balance falls below $2,500.00 any day.
Offer: Monthly maintenance fee of $5.00 applies if daily balance falls below $2,500.00.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for MMA Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $100,000 0.50% $100,000 – $300,000 0.50% $300,000 – $500,000 0.95% $500,000 and up 1.20% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum opening deposit of $100.00. Interest compounded and credited quarterly for balances remaining at or above $100.00 every day of the month.
Offer: The interest rate and APY may change after account opening. Fees could reduce earnings. A $5.00 minimum balance service charge is imposed every month if the balance falls below $100.00 any day of the month.
0.35% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account; the rates and APYs may change after the account is opened. $50 minimum average monthly balance to avoid a service charge. Automatic transfer option available.
Offer: Variable rate account; the rates and APYs may change after the account is opened. $50 minimum average monthly balance to avoid a service charge. Automatic transfer option available.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account. Interest rate and yield may change at any time.
Offer: Minimum amount to obtain APY is $1.00. APY calculated based on a term of 365 days. Variable rate.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - First National Bank of RaymondMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.70% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; rates and APYs may change after opening. No monthly service charge for accounts with balances above $2,500 at all times during the month. Fees could reduce earnings.
Offer: Variable rate account.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $200,000 0.45% $200,000 – $500,000 0.55% $500,000 and up 0.70% Rate checked
More details - First National Bank of PanaSuper First AccountSavings · $100 min · 0.05%–0.30% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Daily balance applies.
Offer: Interest and APY may change after account opening. Daily balance applies. Service charge applies if balance falls below $750 monthly.
0.05% interest rate · Effective Aug 7, 2025
Rate by balance
Rate by balance for Super First Account Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000Service charge applies if balance falls below $2500 monthly. 0.15% $50,000 and upService charge applies if balance falls below $2500 monthly. 0.30% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Requires $5.00 to open account. No monthly service fee unless member exceeds six (6) withdrawals per month. Interest paid in tiers based minimum balance ranges.
Offer: Dividends calculated daily and credited monthly.
0.08% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Taylorville, IL metro
19 accounts at 8 banks and credit unions · checked Oct 16
- Typical
- 0.15%
- Top 10% from
- 1.57%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.08%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch